Wednesday, July 21, 2010
Seitlin Environmental Plus Program to Offer Affordable
Florida business owners finally find coverage for liability and cost of cleanup.
Seitlin Insurance & Advisory Services, Florida’s largest private-held insurance agency, is offering coverage that has long eluded most businesses and building owners in the state. The Seitlin Environmental Plus Program provides environmental liability coverage that includes coverage for clean-up costs and business interruption, even for pre-existing conditions. Coverage applies to mold and microbial matter, as well as other pollutants.
Mold, a widespread problem in Florida’s subtropical climate, is generally excluded under property and general liability policies. A significant number of the insurance claims that were denied after hurricanes Wilma and Katrina involved mold. Toxic mold spores have been responsible for a myriad of health problems and have cost businesses and property owners millions of dollars in liability law suits, Workers’ Compensation claims, business closures, clean-up costs and negative publicity.
Once prohibitively expensive for small and mid-sized businesses, Seitlin now offers an affordable comprehensive environmental liability policy as part of this program developed for its Florida clients. This coverage is ideally suited for businesses that have either large buildings, multiple property locations, habitation exposure or those that have clients that are generally more susceptible to mold toxins:
•Nursing homes, healthcare facilities, and hospitals
•Condominiums, apartment buildings and hotels
•Office buildings, retail property portfolios
•Schools, rehabilitation centers, child and adult day care
Participants in the Seitlin Environmental Plus Program benefit from risk management resources and Seitlin’s local expertise to help identify environmental risks, and develop policies and procedures to prevent losses. In addition, experienced Seitlin claim consultants are assigned to manage every environmental claim, advocate on behalf of clients and maximize claim outcomes.
To see if your business qualifies for this program and to receive a specific quote, contact:
Steve Light, MBA, CIC
Vice President
Property & Casualty
Office: 954.267.8599
Mobile: 305.803.7371
slight@seitlin.com